Chase Freedom Vs Chase Sapphire Points

New cardholders who spend at least 4 000 in the card s first three months will receive 80 000 bonus points.

Chase freedom vs chase sapphire points.

Get the chase sapphire preferred card if most of your spending is on travel and dining purchases and you plan to redeem your points for travel. Get the chase freedom flex if all you re interested in is earning cash back on typical everyday purchases like gas groceries or a cup of coffee. Keep in mind the chase freedom has a 0 annual fee while the chase sapphire preferred has a 95 annual fee. How does it compare to chase sapphire preferred a travel airline points and restaurant credit card.

Cash back and points are hardly the same thing right. Chase freedom is an excellent cash back credit card for cardholders who pay in full. This is a recurring post regularly updated with new information. Chase recently announced a brand new credit card product to their portfolio the chase freedom flex.

The chase freedom unlimited and the chase sapphire preferred card make a great ultimate rewards points earning team. Ongoing rewards fees and initial bonuses aside the average person who spends 32 010 annually would earn roughly 45 more with freedom 960 than sapphire preferred 915 over the first two years of use. The former offers a great return on everyday spending and the latter gets you 2x rewards on dining and travel and opens up some great transfer partner options. Even though the chase freedom flex is considered a cash back card both it and the chase sapphire preferred card technically earn points in a currency called chase ultimate rewards.

Read our comparison chart below. Chase sapphire preferred vs. It comes at a propitious time as consumer spending has drastically shifted due to the covid 19. The chase sapphire preferred card also stands out because of its eye popping sign up bonus.

Chase points are worth 1 25 cents when redeemed for travel through the ultimate rewards portal making this bonus worth approximately 1 000. No matter what kind of cardholder you are chase probably has a credit card that can fit your needs. This card has 0 annual fee so all the rewards you earn are a net positive on your finances. With the chase freedom unlimited your points are only worth 1 cent each for any redemption.

Because of the value of points the chase sapphire preferred credit score needed may be slightly higher though it s not.