Chase Freedom Vs Chase Sapphire Preferred

Pairing the chase sapphire preferred with the chase freedom flex 15 900 annual spend chase freedom card with maxed out 5 bonus categories chase sapphire preferred card.

Chase freedom vs chase sapphire preferred.

5 points per dollar on rotating categories such as groceries gas and department store. By hitting the 1 500 cap on bonus. Chase sapphire preferred vs. Chase is a creditdonkey partner.

If you consistently spend within the bonus categories the freedom can earn you significant rewards. Keep in mind the chase freedom has a 0 annual fee while the chase sapphire preferred has a 95 annual fee. We receive compensation if you apply and get approved for a card through links in our content. Fees and initial bonuses aside the average person who spends 32 010 annually would earn roughly 45 more with freedom 960 than sapphire preferred 915 over the first two years of use.

The former offers a great return on everyday spending and the latter gets you 2x rewards on dining and travel and opens up some great transfer partner options. But that assumes freedom s bonus categories perfectly match the user s spending habits. The winner of the chase sapphire preferred vs freedom unlimited comparison comes down to how valuable each point is for your preferred redemption option. Chase sapphire preferred spending example.

But the chase sapphire preferred still carries cache for travelers. The chase freedom unlimited and the chase sapphire preferred card make a great ultimate rewards points earning team. And you can have both. Chase sapphire preferred card vs chase freedom unlimited.

Compare rewards interest rates fees and benefits. Chase freedom is an excellent cash back credit card for cardholders who pay in full. However your points are worth at least 1 25 cents each when booking award travel. Rewards earned minus 95 annual fee.

The chase sapphire preferred card is targeted at travelers who also happen to be high spenders while the chase freedom flex is a general purpose cashback card for people looking to save on things like groceries or gas. Read our comparison chart below. The chase freedom flex and chase freedom unlimited both offer cash back rewards while the chase sapphire preferred card and chase sapphire reserve provide ultimate rewards points for every purchase. The chase sapphire preferred card and the new chase freedom flex are intended for two very different types of users.