Chase Sapphire Preferred Free Credit Score

If you re unsure about your eligibility but have an above 700 credit score still apply for chase sapphire preferred for a chance to earn rewards when dining and traveling.

Chase sapphire preferred free credit score.

It s easier to qualify for the chase sapphire preferred card where the average score of approved cardholders is 741 compared to 766 for chase. Credit score required for the chase sapphire preferred. There are three major companies that assess your spending and credit card history to create a credit report. The chase sapphire preferred card is one of those cards affected by this rule.

This graph shows the credit scores of credit karma members who carry the chase sapphire preferred card. I d recommend applying for one of these cards first if you re just starting to build. Benefits aren t the only consideration. Although the chase sapphire preferred is considered a great beginner card and is easier to be approved for than the chase sapphire reserve y ou re not likely to get approved if you re just starting out or only have one credit card to your name.

But it s not so easy to get. For the 6 of cardholders below 600 and perhaps even the 11 below 650 it s likely their scores took a hit sometime after having already been approved for the card. It noses out the chase sapphire preferred card by offering a tsa precheck reimbursement credit and providing travelers free airport lounge access. Your overall credit score is just 1 part of the equation.

Your credit report is obviously a very important factor when applying for a new credit card. The chase sapphire preferred card is one of the most popular travel reward cards on the market.