Chase Sapphire Reserve Vs Amex Gold Reddit

The amex gold is a go to card for all things food related while the sapphire reserve is more focused on luxury travel experiences.

Chase sapphire reserve vs amex gold reddit.

That s 750 toward travel when you redeem through chase ultimate rewards. I have 35 credit cards including both amex gold and platinum. I have an amex corporate card for work travel which gives me 150 annual statement credit for the aep. The chase sapphire reserve provides primary car rental coverage while the amex platinum card offers secondary coverage.

Up to 200 airline incidental fee credit. Additional terms and conditions apply but the chase sapphire reserve offers the better coverage. So effectively that makes the annual cost similar to the csp. Up to 200 uber credit 15 each month with a 20 bonus in december.

Hi all i m wondering which of the two credit cards chase sapphire reserve csp or amex platinum aep would suit me better. The sapphire family whether you have a preferred or reserve includes some of the most valuable credit cards on the market but the 4x bonus categories on the amex gold beat anything that chase offers in terms of return on spending. Annual statement credits and partner benefits. 60 in doordash statement credits each for 2020 and 2021.

I don t want to pay the 550 250 a month to keep both the gold and the platinum and the sapphire s 450 seems more palatable to me. Up to 100 saks fifth avenue statement credit 50 every six months. Secondary coverage means that you must first file a claim with your own auto insurance before coverage kicks in. I m a gold card holder and thinking about either upgrading to the platinum card or getting the shapphire reserve card.

Featured image by the points guy staff. American express gold card since the annual fee is 250 versus the chase sapphire reserve s 550 annual fee. The chase sapphire reserve with the freedom cards are a better value than the amex and cheaper annual fee. Earn 50 000 bonus points after you spend 4 000 on purchases in the first 3 months from account opening.

Chase sapphire reserve american express gold card credit card summary. These cards complement each other well and i plan on keeping both of them in my arsenal. Chase will decline all applications if you ve opened 5 accounts in the past 24 months while other banks like amex have far more relaxed policies.